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Employee Benefits

Pag-IBIG multi-purpose loan: person holding receipts and using a calculator
Money and Personal Finance

How to Apply for a Pag-IBIG Multi-Purpose Loan

Under Circular 469 you need 12 Regular Savings contributions and no defaulted Pag-IBIG loan. Cap is 90% of TAV. MP2 does not count.

October 4, 2026·10 min read
Magna Carta of Women: smiling women in traditional clothing walking with baskets in festival
Money and Personal Finance

Magna Carta of Women Guidelines

Section 18 gives up to two months full-pay leave after gynecological surgery. It is not charged against sick leave.

October 4, 2026·7 min read