Money and Personal Finance
Kasambahay Benefits: SSS, PhilHealth, Pag-IBIG, and 13th Month
A kasambahay is a covered employee, not a favor. SSS, PhilHealth, Pag-IBIG, and 13th month are statutory, not optional gifts.
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Money and Personal Finance
Money and Personal Finance
File ITR in the Philippines: Employed and Mixed-Income Guide
Substituted filing covers a lot of pure employees — and none of the side-hustle income. This page sorts which box you are in.
Money and Personal Finance
Pag-IBIG Savings Withdrawal: Maturity and Other Grounds
You cannot treat Pag-IBIG like an ATM. Withdrawal grounds are statutory: retirement, maturity, optional withdrawal rules, death, or other listed events.
Money and Personal Finance
Pag-IBIG Calamity Loan Eligibility and How to Apply
Calamity loan is not automatic after every PAGASA warning. Your area has to be in the covered declaration, and the account cannot be in…
Money and Personal Finance
How to Qualify for a Pag-IBIG Housing Loan
A housing loan is not an MPL with a bigger number. It has its own circular, appraisal, and take-out path. Defaulting on one can…
Money and Personal Finance
Pag-IBIG MP2 Savings: How It Works and How to Open
MP2 is a voluntary five-year savings program. It does not help you qualify for an MPL. Dividends are not a guaranteed rate.
Money and Personal Finance
Pag-IBIG Membership: How to Register Online
Membership is the door to MPL, MP2, and housing. Employed members are often already numbered; OFWs and self-employed have to open the record themselves.
Money and Personal Finance
VAWC Leave: 10-Day Paid Leave Under RA 9262
RA 9262 leave is ten days with full pay for women employees who are victims of violence. It is not deducted from sick leave.…
Money and Personal Finance
13th Month Pay in the Philippines: Who Gets It and When
13th month is a statutory cash benefit for rank-and-file in the private sector, due by 24 December. It is not a Christmas bonus your…
Money and Personal Finance
SSS Retirement Pension: Contribution Count and How to File
120 posted months is the pension line. Below that you get a lump sum. Age 60 is optional and needs work to have stopped.