Money and Personal Finance
Kasambahay Benefits: SSS, PhilHealth, Pag-IBIG, and 13th Month
A kasambahay is a covered employee, not a favor. SSS, PhilHealth, Pag-IBIG, and 13th month are statutory, not optional gifts.
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Pag-IBIG
Money and Personal Finance
Pag-IBIG Savings Withdrawal: Maturity and Other Grounds
You cannot treat Pag-IBIG like an ATM. Withdrawal grounds are statutory: retirement, maturity, optional withdrawal rules, death, or other listed events.
Money and Personal Finance
Pag-IBIG Calamity Loan Eligibility and How to Apply
Calamity loan is not automatic after every PAGASA warning. Your area has to be in the covered declaration, and the account cannot be in…
Money and Personal Finance
How to Qualify for a Pag-IBIG Housing Loan
A housing loan is not an MPL with a bigger number. It has its own circular, appraisal, and take-out path. Defaulting on one can…
Money and Personal Finance
Pag-IBIG MP2 Savings: How It Works and How to Open
MP2 is a voluntary five-year savings program. It does not help you qualify for an MPL. Dividends are not a guaranteed rate.
Money and Personal Finance
Pag-IBIG Membership: How to Register Online
Membership is the door to MPL, MP2, and housing. Employed members are often already numbered; OFWs and self-employed have to open the record themselves.
Money and Personal Finance
How to Apply for a Pag-IBIG Multi-Purpose Loan
Under Circular 469 you need 12 Regular Savings contributions and no defaulted Pag-IBIG loan. Cap is 90% of TAV. MP2 does not count.